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Assisting migrants, refugees and any members of the community experiencing financial issues and providing potential solutions to their problems and where to find further help. The program will be illustrated by supporting material such as DVD which can be played through a DVD player or a computer with DVD software. The DVD will demonstrate through narrated photo stories in 5 different languages. The program is designed to communicate in a simple and straightforward to main points without confusion. The program covering includes utility bills, family money, youth and money goals, fines, car loan, store cards and debt, payday lenders and budgeting. The program is based on working with individual, group based community development events and in classroom to increase financial literacy along with language skills.